“…to the extent that Etsy, Kickstarter, and other platforms can disintermediate the labor economy, we should be very grateful. Not only are these platforms beneficial technologies of resistance as Reihan emphasizes, they might be generators of macroeconomic robustness.” – Eli Dourado

I encourage you to read the whole thing. I especially found the employment = bond financing , self-employment = equity financing comparison very intriguing.