Saint Paul the Auto Repairman

Record highs today in Minnesota when I pulled over for an en route police car complete with lights and sirens. As I stopped, the tire jumped the curb. I didn’t think anything of it until I couldn’t move after the squad car passed me. Now, I’m stranded yards from one of the busiest intersections in …

Auto Insurance Companies Gamble Double or Nothing

This morning, NPR reported on a study finding auto insurance rates in No-Fault states 20% higher and rising more quickly than in “Fault” states. In a No-Fault state, each driver’s insurance pays for their claim. Elsewhere the accident-causing driver’s insurance pays for both claim. This means insurance companies prefer the double-or-nothing gamble over having to …